Start-Up Expenses Checklist

• Advertising
• Wages/payroll expenses
• Bank fees/service charges
• Permits
• Building
• Personal contributions
• Equipment
• Professional fees (legal, accounting)
• Furniture & fixtures
• Repairs & maintenance
• Insurance
• Rent
• Installation fees 
• Security deposits
• Inventory
• Signage
• Land
• Telephone
• Travel
• Lease payments
• Training
• Licenses & fees
• Vehicle
• Office supplies

1. How much money is needed to get your business started?
2. How many customers will you have per month and how much will each buy per month?
3. How much does it cost to make the product or provide the service?
4. What are your operating costs (including your own salary)?
5. How much money will your business earn each month by selling your product or service?
6. How much investment will you need to keep the business going until you make a profit?
7. Potential profits Years 1, 2 & 3?

After gathering this information, you may want to seek the assistance of an accountant or

contact the Clayton State University Small Business Development Center (to develop your

projections) at 678-466-5100.